Privacy Policy

Operator

MCA Default is operated by MYMCAOPTIONS LLC. MYMCAOPTIONS LLC is the operator responsible for information submitted through MCAdefault.com. This Privacy Policy describes how we collect, use, and protect information provided through this website.

Information We Collect

We may collect the following types of information when you use this website:

• ›Contact information: Name, email address, phone number, and business name.
• ›Business information: State, industry, time in business, and monthly revenue or deposits.
• ›MCA information: Number of active MCA positions, estimated total balance, payment amounts, payment frequency, current status, and primary goal.
• ›Financial information: Financial information voluntarily submitted through the intake or contact forms.
• ›Uploaded documents: Documents you choose to upload, such as MCA agreements, bank statements, default notices, demand letters, UCC or creditor notices, or legal documents.
• ›Communications: Information contained in messages, notes, or other communications you submit.
• ›Analytics and technical information: Usage data, device information, browser type, IP address, and similar technical information collected through analytics tools.

How We Use Information

We use collected information to review your MCA situation, evaluate potential resolution strategies, respond to inquiries, provide educational and advisory services, and communicate with you regarding your submission.

Information Sharing

Information you submit may be shared with appropriate third-party service providers, consultants, financial providers, or other relationships when necessary to evaluate or fulfill your request, subject to applicable law and this Privacy Policy. We do not sell your personal information.

Document Storage

Documents you upload are stored using private storage. Access to uploaded documents is restricted and provided through signed, time-limited URLs. We do not store sensitive financial credentials such as Social Security numbers, full bank account numbers, full routing numbers, bank logins, bank passwords, debit card numbers, or CVV codes. Please do not submit such information.

Data Security

We take reasonable measures to protect the information you submit. However, no method of transmission or electronic storage is completely secure. We do not claim absolute security, and we cannot guarantee that information will not be accessed, disclosed, or compromised in circumstances outside our control.

Your Choices

You may choose not to provide information or upload documents. If you choose not to provide certain information, we may be limited in our ability to evaluate your situation or respond to your request.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.