Terms of Use
Last updated: September 2026
Operator and Website
MCAdefault.com is operated by MYMCAOPTIONS LLC. MCA Default is an educational and business-debt advisory platform focused on merchant cash advance default. By accessing or using this website, you agree to these Terms of Use.
Educational and Advisory Nature
The information provided on this website is for general educational purposes. MCA Default provides business-debt advisory services to help business owners understand merchant cash advance payment distress and evaluate potential resolution strategies. The information on this website is not legal advice and should not be relied upon as such.
Not a Law Firm
MCA Default and MYMCAOPTIONS LLC are not law firms and do not provide legal advice. If you have received a summons, complaint, judgment, levy notice, garnishment notice, court order, restraining notice, confession-of-judgment related filing, or other active legal process, you should consider consulting qualified legal counsel promptly.
Not a Lender
MCA Default is not a lender. MYMCAOPTIONS LLC is not acting as a bank through this website. Any financing, refinancing, or buyout options discussed on this website are subject to qualification by third-party providers and are not guaranteed.
No Guaranteed Outcomes
No settlement, restructuring, payment reduction, refinancing, creditor response, or legal outcome is guaranteed. Financing, settlement, restructuring, creditor outcomes, legal outcomes, and other results vary based on individual circumstances. Rights and obligations depend on governing agreements, applicable law, jurisdiction, facts, and legal process.
Information You Submit
You are responsible for the accuracy of the information and documents you submit. You agree not to submit false, misleading, or fraudulent information. You agree not to submit sensitive financial credentials such as Social Security numbers, full bank account numbers, full routing numbers, bank logins, bank passwords, debit card numbers, or CVV codes.
No Prohibited Conduct
This website does not advise, encourage, or assist in: intentionally defaulting on obligations, stopping payments for strategic leverage, blocking authorized ACH debits as a creditor-evasion strategy, moving money to avoid creditors, hiding assets or receivables, switching processors to defeat creditor rights, evading service or judgments, defeating lawful liens, dissipating assets, ignoring court orders, violating contractual obligations, interfering with lawful collection, or making fraudulent transfers.
Intellectual Property
The content on this website, including text, graphics, logos, and design, is the property of MYMCAOPTIONS LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this website without permission.
Limitation of Liability
To the fullest extent permitted by applicable law, MYMCAOPTIONS LLC and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of or reliance on this website or its content.
Changes to These Terms
We may update these Terms of Use from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the website constitutes acceptance of the updated terms.